Leaders Discuss Why They Support TCEE
“If we’ve learned anything from the recent recession, it’s the importance of developing good personal financial habits and having at least a basic understanding of our economy. In the past, most children weren’t exposed to economics until they were confronted with important financial decisions as young adults.
Thankfully, lessons in fiscal responsibility and good financial habits are now a mandatory part of our public school curriculum in Texas. However, unlike more traditional subjects like math, history and social studies, economics is a subject that very few educators are trained to teach.
That’s why TCEE is so important: we train teachers how to teach economics and we provide them with the tools and lesson plans they need. By teaching teachers how to teach, TCEE improves the economic literacy of millions of children every year across our state, helping them to become better informed and more responsible citizens. The importance of this mission is why I support TCEE.”
Chairman of the Board of Directors for TCEE, 2015-2016
Litigation Partner with Colven, Tran & Meredith, P.C.
“As an executive of a Texas-based mortgage company, I see the impact economic education, and the lack thereof, can have on the financial future of individuals and families daily. Poor financial choices and mismanagement of cash impact have devastating effects on not only prospective and existing homeowners, but the banking and mortgage institutions who provide the financing that Texans utilize to meet their short term needs and long term financial goals.
TCEE provides hands-on lessons and programs to ensure the youth of Texas have the knowledge and skills to make sound, informed economic decisions. Through their efforts, future generations of Texas homebuyers and borrowers will be better prepared to take on the responsibilities of debt and debt management, creating a stronger Texas economy and more stable local financial institutions.”
Executive Vice President
Chief Business Development Officer
“Our school children simply must have better financial literacy. And the TCEE does an incredible job of providing instruction to our kids’ teachers to better educate our kids for their future. Without the TCEE, all of our children suffer.”
Rob Pivnick, General Counsel, Leon Capital Group.
SMU, J.D., M.B.A.
"Everyday college students struggle to stretch their dollars to pay not only living expenses, but tuition to go to school. Many of our students in East Texas do not learn valuable life skills such as how to budget or balance a check book at home. College students are looking to rent apartments, sign contracts and buy vehicles which require knowledge and skills taught by high school teachers that use the lessons provided by the Texas Council on Economic Education (TCEE).
The training provided for teachers by TCEE and the resources from grants is invaluable. Students want to be financially literate and be successful. I am not a financier, but with my background in career and industry and education, I see the importance and connections our students need to make wise decisions in life.
I support the mission of the TCEE because all students deserve to understand how to develop their skills and use the tools available to them through our systems and institutions."
Nancy Shepherd, Ph.D., CFCS
Center Director Stephen F. Austin State University
Every time we inspire and educate a teacher to infuse the economic way of thinking into Texas classrooms, we reach every student that teacher reaches now and into the future. Knowledgeable teachers, equipped with engaging curriculum, lead to effective learning.
Effective learning in economics and personal finance leads to better decision making in school and in life. Education is the ultimate economic multiplier!
Director of the Center for Economic Education and Financial Literacy at The University of Texas at Tyler and TCEE Board Member
Be the Change
Give Change to Make A Difference in the lives of 5,000,000+ Texas students.
Texas and U.S. Problems:
- 54% of Texans broke even or spent more than their annual income
- 33% of Texans used a form of non-bank borrowing
- 49% of Texans have an emergency fund
- 27% of Texans have a fundamental level of financial knowledge
- $1.2 trillion is the national student college loan debt
- 60% of Texas students are on the Free and Reduced Lunch Program
TCEE is one of the few organizations that provides the financial literacy and economic education teacher training and student programs that support the Texas standards.
Study after study shows that many Americans continue to lack even a basic understanding of economic and financial concepts, and the consequences on American’s financial state are dire.
Students CAN learn economics and financial concepts if their teachers know economics and how to teach it. (Council for Economic Education
A 2015 FINRA study determined that students exposed to economic and financial education are more likely to display positive financial behaviors. Texas, having mandated that students are to take economics and financial literacy, has seen the severe delinquency rates for those students receiving the education declined by … 6%, and credit scores increased by 5%. (FINRA Study)
The Texas Council on Economic Education
Solutions Support the Following CRA Guidelines
§.12(i)—3: What are examples of community development services?
Establishing school savings programs or developing or teaching financial education or literacy curricula for LMI individuals.
§.12(g)(2)—1: Community development includes community services targeted to low-or moderate-income individuals. What are examples of ways that an institution could determine that community services are offered to low- or moderate-income individuals?
A1. Examples of ways in which an institution could determine that community services are targeted to low or moderate-income persons include, but are not limited to:
- The community service is targeted to the clients of a nonprofit organization that has a defined mission of serving low- and moderate-income persons, or because of government grants, for example, is limited to offering services only to low- or moderate-income persons.
- The community service is conducted in low- or moderate-income areas and targeted to the residents of the area.
- The community service is a clearly defined program that benefits primarily low- or moderate-income persons, even if it is provided by an entity that offers other programs that serve individuals of all income levels.
The community service is provided to students or their families from a school at which the majority of students qualify for free or reduced-lunch price meals under the U.S. Department of Agriculture’s National School Lunch Program.
To help all students develop an economic way of thinking and problem solving useful in their lives as knowledgeable consumers, prudent savers, informed investors, workforce members, responsible citizens, and global economy participants.
The U.S. as a nation of citizens who have the knowledge and skills to make sound, informed economic decisions.
The Texas Council on Economic Education
- teaches teachers
- who teach students
- who are the future of TEXAS.
John Anderson, TCEE Board Member
The Global Economic Education Alliance (GEEA) is conducting another Economics Education Teacher Study Tour to Peru in June 2017. Ten secondary-level school teachers from throughout the United States will be selected to participate in the tour. Our host in Peru has put together another amazing program for our teachers.
Our past two Study Tours to Peru in 2015 and 2016 went exceptionally well with 18 teachers from 9 different states participating. All of the teachers thoroughly enjoyed the experience and continue to communicate with one another.Read More
Teachers As Adult Learners
Personal Financial Literacy Presented by Fidelity Investments and the Texas Council on Economic Education
Audience: K-12 grade teachers responsible for teaching personal financial literacy through Economics, CTE, Social Studies, and math courses. The training will also provide support for those teaching the new CTE financial mathematics and social studies PFL courses.
Trainers: Fidelity Investment experts, Texas Council on Economic Education Center Directors: Steve Cobb, Ph.D. and Susan Doty, MBA
Location: Fidelity Investments Two Destiny Way Westlake, TX 76262 Time: 8:00 AM – 4:30 PM
Date: January 26, 2017 (Bad weather make up day – 2/09/17)
Credits Available: (6) CEU
Mail-in registration – for checks or purchase orders, click here
To registration and pay online, click here
Teachers from Thomas C. Marsh Preparatory Academy – Dallas ISD and Dunbar High School – Ft. Worth ISD, register by clicking here.
A prize will be awarded to the:
- car that safely and legally transports the most training attendees to the January 26th training.
- school that has the most teachers in school spirit shirts attending
- Saving and Investing
- Spending and Planning
- K to 12 PFL Lessons
Saving, investing, spending and planning concepts are essential components of a course that includes financial literacy TEKS. The Texas Council on Economic Education (TCEE) and Fidelity Investments K-12 educator staff development program will deliver essential content and provide a variety of resources for teachers to use in their classrooms.
By improving their own personal knowledge of the subject, teachers will leave the session confident that they can capture students’ attention and develop understanding, retention and development of life skills through the new content and materials provided.
The training will utilize the Jump$tart Teacher Training Alliance curriculum as well as the strong knowledge that Fidelity staff will provide.
TCEE University Center Directors Steve Cobb, Ph.D., and Susan Doty, MBA, will provide CEE and TCEE lessons.
Region 10 ESC- Richardson
400 E. Spring Valley Richardson, TX
Burnet Room, 2nd Floor
Saturday, October 22, 2016 8:30 AM – 4:00 PM
Curriculum Training ;The issues surrounding the federal budget, national debt, and budget deficit are complex, and the content is taught through social studies, career and other courses in Texas.
We are offering a training workshop on Understanding Fiscal Responsibility, a curriculum which uses essential dilemmas to help students focus on current fiscal issues such as the national debt, budget deficit, national security, Social Security, and current national policy issues. Join us for this engaging and fast-paced session!
*This workshop and the accompanying materials are made available to teachers through the generous support of the Peter G. Peterson Foundation, the Council for Economic Education and the Texas Council on Economic Education.Read More
The Division of Instructional Materials and Educational Technology (IMET) is seeking help from those interested in reviewing new CTE instructional materials for Proclamation 2017.
These CTE Career Clusters are still in need of reviewers, especially for these courses:
Subchapter A. Agriculture, Food, and Natural Resources
- Agribusiness Management and Marketing
- Agricultural Equipment Design and Fabrication
- Equine Science
- Oil and Gas Production
- Practicum in Agriculture, Food and Natural Resources
Subchapter B. Architecture and Construction: Construction Technology I
Subchapter C. Arts, Audio/Video Technology, and Communication
- Practicum in Animation
- Audio/Video Production
- Commercial Photography
- Professional Communications
Subchapter D. Business Management and Administration
- Business English
- Global Business
Subchapter F. Finance: Money Matters
Subchapter H. Health Science
- Anatomy and Physiology
- Health Science Theory
- Medical Terminology
- Principles of Health Science
Subchapter J. Human Services
- Child Development
- Dollars and Sense
- Family and Community Services
- Lifetime Nutrition and Wellness
Subchapter K. Information Technology
- Computer Programming I
- Principles of Information Technology
Subchapter M. Manufacturing: Welding I
Subchapter N. Marketing
- Sports and Entertainment Marketing
Subchapter P. Transportation, Distribution, and Logistics
- Collision Repair
- Diesel Equipment Technology
- Practicum in Transportation Systems
- Practicum in Distribution and Logistics
- Small Engine Technology
The materials are scheduled to be reviewed this summer, adopted by the SBOE in November 2016, and available for use beginning in the 2017‒2018 school year.
Nomination forms for those interested in serving on the state review panels for Proclamation 2017 are available on the IMET website.Read More
Teaching Personal Financial Literacy during high school is an important springboard for sending students into the world. This session will provide key lessons that meet the senior economics course, one semester Personal Financial Literacy social studies elective, and CTE financial math course’s Personal Financial Literacy TEKS. Experience the hands-on, real world, relevant lessons that you can use in expanding students’ knowledge. Take away a VE4.5 pin drive with 1400 lessons.
Resources for Teaching Personal Financial Literacy
Session ID: 1238384
Date: July 25, 2016
Credit: 6 CPE
Time: 8:30 a.m.–3:30 p.m.
Registration Fee: $50.
For full workshop details, contact email@example.com.
Register online at www.esc4.net/socialstudies