Texas Council on Economic Education • 1801 Allen Parkway • Houston, Texas 77019
Telephone 713-655-1650 • Fax: 713-655-1655
A project of the Texas Council on Economic Education


For the State of Texas GRADES K – 12

Explanation of Terms

Curriculum Standards - Because of student mobility, Texas has adopted curriculum standards that are to be used in all the state's public schools. The current standards, which outline what students are to learn in each course or grade, are called Texas Essential Knowledge and Skills (TEKS).  The standards are adopted by the State Board of Education, after extensive input from educators and other stakeholders. http://tea.texas.gov/Curriculum_and_Instructional_Programs/Curriculum/


The TEKS are organized by sections called strands. Each strand has interrelated curriculum standards called Student Expectations (SE) that is preceded by a Knowledge and Skills Statement. The knowledge and Skills Statement describes the overview of the strand.



Listed below are all the grades K-8 courses that contain personal financial literacy standards (PFL). These courses are required.

Listed below are all the grades 9-12 courses that contain personal financial literacy standards (PFL). The only course required for graduation is Economics with Emphasis on the Free Enterprise System. Personal Financial Literacy is required to be offered but is not required for graduation. Financial Mathematics and Math Models with Applications is not required but can count as a math credit. All the other courses are elective courses.


The Texas Education Agency has posted the final adoption of the new mathematics TEKS which embeds personal financial standards for grades Kindergarten - 8.


PFL to SS TEKS Correlations 


PFL Resources to Math TEKS Correlations



newThese are the correlations between the new Math PFL TEKS and the K to 3 Social Studies Economics Strand